Understanding the New SA Fertility Treatment Rebate Scheme
The South Australian Government has made a meaningful commitment to help South Australians access fertility care. From 1 July 2026, the new SA Fertility Treatment Rebate Scheme provides eligible residents with financial support toward the cost of fertility tests and treatment, because starting or growing a family shouldn’t be limited by cost.
Family Fertility Centre is a registered fertility treatment provider under this scheme. If you’re eligible, your treatment with us counts.
Find out if you qualify in under a minute. Use the eligibility checker below.
SA Fertility Treatment Rebate Eligibility Tool
Are you a South Australian resident?
Are you the person seeking to become pregnant through fertility treatment?
Is your testing or treatment from 1 July 2026 onwards?
Which of the following applies to you?
What Can You Claim?
The SA fertility rebate scheme offers two types of rebates:
$250
- For eligible pre-fertility treatment testing from an appropriate specialist.
$2000
- Per eligible fertility treatment cycle, for up to two cycles (up to $4,000 total). In many cases, this covers almost half the out-of-pocket cost of an IVF cycle.
How the SA Fertility Rebate works with Medicare
The SA rebate is designed to sit on top of your existing Medicare support, not replace it. For SA residents, there are three layers of financial support that can work together to reduce your total costs.
Medicare Rebate
Medicare covers a portion of IVF-related costs through the Medicare Benefits Schedule, reducing your initial out-of-pocket expense.
Medicare Safety Net
Once your accumulated out-of-pocket Medicare costs reach $2,699.10 in a calendar year (or $861.20 for concession cardholders and Family Tax Benefit Part A recipients), Medicare increases the rebate it pays on subsequent eligible services for the rest of that year.
SA Fertility Treatment Rebate
The state rebate then applies to your remaining out-of-pocket costs, up to $250 for pre-treatment testing and up to $2,000 per eligible treatment cycle for up to two cycles.
Am I Eligible For The SA Fertility Rebate?
To be eligible for the rebate, you must:
- Be a South Australian resident
- Be the person seeking to become pregnant using fertility treatment
- Have accessed treatment from 1 July 2026 onwards
- Have incurred an out-of-pocket expense for an eligible test or treatment cycle from a registered provider
You must also meet one of the following financial eligibility criteria:
- Receive Family Tax Benefit, OR
- Hold a Health Care Card (including Low Income Health Care Card or Pensioner Concession Card), OR
- Have a household income of $180,000 or less
Note: Eligible pre-fertility tests can be for a male or female partner, however only the individual seeking to become pregnant can submit an application.
Family Fertility Centre is a Registered Provider You Can Count on in SA
Family Fertility Centre is listed on the SA Health Assisted Reproductive Treatment Provider Register. This means that if you’re eligible for the rebate, your fertility treatment at our clinic counts toward the scheme.
We’re here to walk beside you through every part of this journey. Including helping you understand what financial support is available to you.
To better understand eligibility requirements please refer to SA Health.
How Do I Apply?
The application is submitted by you directly through SA Health’s online portal. Before you apply, your FFC specialist will complete the required Declaration Form with you. This is a key part of the process and something our team is here to help with.
FFC can’t submit the application for you, but our team will complete the required Declaration Form with you and help you understand exactly what you need before you apply online.
Download the forms you’ll need:
- Pre-Fertility Treatment Testing Rebate Declaration Form (PDF, SA Health)
- Fertility Treatment Rebate Declaration Form (PDF, SA Health)
You’ll need to have the following ready when you apply:
- Proof of identity
- The completed Declaration Form (signed by you and your FFC specialist)
- Medicare Statement of Benefits and/or receipt showing your out-of-pocket costs
- Centrelink CRN (if applying as a Health Care Card holder or Family Tax Benefit recipient)
- Most recent tax assessment notice/s showing household income
- Proof of SA residency (rates notice, utility bill, tenancy agreement or similar)
- Your bank account details for payment
Once approved, the rebate is paid directly into your nominated bank account.
Our team is here to guide you through the process.
Have questions about the scheme?
Contact the SA Fertility Treatment Rebate Scheme directly:
- Phone: 08 8372 7578
- Email: fertilityrebate@sa.gov.au
Frequently Asked Questions
Do I apply for the rebate before or after my treatment?
You apply after your treatment or testing, once you’ve incurred an out-of-pocket expense. Before applying, ask your FFC specialist to complete the Declaration Form with you. This is required as part of your application. You then apply online at www.sa.gov.au/concessions.
How does the rebate work with Medicare and private health insurance?
The rebate covers your out-of-pocket costs. Meaning what’s left after Medicare and any private health insurance have already paid their share. You’ll need a Medicare Statement of Benefits or receipt showing your out-of-pocket amount to apply.
What isn't covered by the SA fertility treatment rebate?
The following are not eligible under the scheme:
- Egg, sperm or embryo freezing and storage for fertility preservation purposes
- Fertility preservation treatment (non-medical)
- Genetic screening tests
- Purchase of donor sperm or donor eggs
- Surgical services for infertility management, including laparoscopic surgery, hysteroscopy and testicular sperm extraction
- Ovulation induction
- Time-lapse embryo monitoring
- Partial or cancelled treatment cycles
- Treatment received outside of South Australia
- Treatment received before 1 July 2026 or after 30 June 2030
Which pre-fertility tests are eligible for the $250 rebate?
The following tests are eligible:
- Anti-Müllerian Hormone (AMH) test
- Pelvic Ultrasound (for fertility investigation purposes)
- Ovulation Tracking
- Semen Examination
You can claim up to $250 across one or more of these tests, and you can only submit one application.
Which tests aren't covered by the rebate?
The following are not eligible under the scheme:
- Hormonal blood tests (FSH, LH, Estradiol)
- Infectious disease blood tests (Hepatitis B/C, HIV)
- Cervical screening tests
- Genetic or Expanded Carrier Screening
- Tests received outside of South Australia
Can same-sex couples or single women access the rebate?
Eligibility is open to SA residents who are seeking to become pregnant using fertility treatment, regardless of relationship status or family structure.
I'm not sure if I meet the income threshold, can I still enquire?
Yes. If your household income is $180,000 or less, you may be eligible. Our team is happy to talk you through the scheme at your consultation.
How long does the SA fertility treatment rebate scheme run?
The SA Fertility Treatment Rebate Scheme runs from 1 July 2026 to 30 June 2030. Tests and treatment cycles must fall within this period to be eligible.
Can I claim both the $250 testing rebate and the $2,000 treatment rebate?
Yes. The two rebates are separate applications. If you have had eligible pre-fertility testing and an eligible treatment cycle, you can apply for both. You will need to complete a separate Declaration Form for each.
Does the SA fertility rebate cover frozen embryo transfers or IUI?
Yes. Both frozen embryo transfer cycles and IUI (intrauterine insemination) are eligible fertility treatment cycles under the scheme, subject to meeting the standard eligibility criteria.
Is Family Fertility Centre a registered provider for the SA Fertility Treatment Rebate Scheme?
Yes. Family Fertility Centre is listed on the SA Health Assisted Reproductive Treatment Provider Register. This means that if you are eligible for the rebate, your fertility treatment at our clinic qualifies under the scheme.
What if I need more than two fertility treatment cycles?
The scheme covers a maximum of two eligible treatment cycles. If you require additional cycles beyond two, the SA rebate does not apply to those cycles, however Medicare and the Medicare Safety Net continue to provide support.
Speak With Our Fertility Team
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